Embark on the journey of sustainable banking

Majestic mountains surround flowing river in valley

Known for its pursuit of happiness and commitment to sustainability, Bhutan has embarked on a strategic initiative to create a Gelephu Mindfulness City Special Administrative Region (SAR) that is committed to the new Innovation Economy.

As the official bank of the SAR, ORO Bank ensures that all customers have access to benefits that will facilitate sustainable growth.

A depiction of Bhutan, a nation located in Southern Asia, highlighting its physical characteristics and borders.

ORO Bank believes in a safe and sustainable banking without the vulnerabilities of traditional banking. We believe in safeguarding funds by embodying the ethos of full reserve banking.

Our values

  • Happiness

    We place our Customer’s Happiness at the center of everything we do, striving to exceed their expectations, delivering tailored solutions, and providing a seamless and exceptional banking experience.

  • Integrity

    We uphold the highest ethical standards, fostering transparency, honesty, and trust in all our interactions with customers, partners, and stakeholders.

  • Innovation

    We embrace technological advancements and leverage the power of AI and cutting-edge solutions to enhance efficiency, streamline processes, and deliver personalized experiences to our customers.

  • Collaboration

    We foster collaborative partnerships with customers, strategic partners, and the wider ecosystem, aiming to bridge the gap between traditional finance and decentralized finance while driving collaborative innovation.

A happy group gathered around a laptop, sharing a moment of joy.
A balance scale with leaves and a lock, symbolizing equilibrium and security.
  • Compliance

    We adhere to stringent international standards and guidelines, ensuring regulatory compliance and maintaining the highest level of trustworthiness, security, and compliance for our customers and partners.

  • Safety

    We are committed to providing a stable and secure banking environment, ensuring the safety and protection of our customers' assets and promoting long-term financial stability.

  • Sustainability

    We prioritize sustainability and wellness, actively supporting environmentally conscious businesses, offering responsible banking practices, and promoting a more equitable and inclusive financial system.

Our team


Mike Kayamori
Ken Mazzio
Chinh Nguyen
Daniel Santos
Head of Operations
Ben Gaw
Legal Counsel

Governance council

Mike Kayamori
Ken Mazzio
Gelay Jamtsho
Ujjwal Dahal
Leki Wangmo

Bridging Traditional Finance
and the Future of Finance

Experience the power of sustainable, full reserve banking